View Your 3 Free Credit Reports and 3 Credit Scores
from IDENTITY GUARD® Instantly >>
We did a thorough review on the most popular credit report products to find the best deals for our users. We found that IDENTITY GUARD® offers the best overall 3 credit report solution.
We rated IDENTITY GUARD® as the best option because they offer a free 30 day trial for all three credit bureau reports (Equifax®, Experian® and TransUnion®), all three credit scores, include excellent credit analysis tools, and offer the most thorough credit monitoring of any product on the market.
IDENTITY GUARD® also offers the highest level of identity theft protection*. For about the same price or less than similar services, IDENTITY GUARD® offers by far the best value, in our opinion.
IDENTITY GUARD® was recently rated the best ID theft protection service by PC World Magazine(Click here for the full PC World article)
View Your 3 Free Credit Reports and 3 Credit Scores
from IDENTITY GUARD® Instantly >>
All Popular Credit Report Offers Compared:
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Equifax Credit Watch Gold came in second in our rankings behind - IDENTITY GUARD®. Equifax offers many of the same benefits as IDENTITY GUARD®, except that Equifax Credit Watch Gold provides only one credit score rather than all three that IDENTITY GUARD® provides. Also IDENTITY GUARD® offers much more comprehensive tools
Equifax Gold Credit Report Monitoring benefits:
Definitions of Terms Used:
Free Trial Days - Number of days of free access before monthly fee gets charged
Number of Credit Reports - There are three main Credit Reporting agencies, this tells you how many Credit Reports you will see
Number of Credit Scores - Since there are three Credit Agencies, you also have unique Credit Scores from each Credit Reporting agency.
"FICO" Credit Scores - FICO Credit Scores are used by 90% of all lenders and was developed by the Fair Isaac Corporation. You can only get your FICO Credit Scores from either MyFico.com or Equifax. All other Credit Scores are only estimates of your actual FICO Scores.
Identity Theft Coverage - This is how much insurance protection you will receive in case you become a victim of ID theft while using Credit Monitoring service.
Unlimited Credit Reports and Scores Monthly - Some Credit Monitoring Agencies allow you to run your Credit Report as much as you want to.
Credit Monitoring - This is service which looks at your Credit Report every business day and alerts you of anything new that may have been added or changed. For example new credit cards being opened, late pays, etc.
Credit Monitoring Agencies - Since there are three Credit Agencies, it is best to get credit monitoring that covers all three agencies. This will alert if anything is affecting your Credit Report.
